Interest Checking Account
Get StartedEarn Interest On Your Money
If you tend to keep a spending cushion, this is the account for you. Simply maintain a minimum balance of at least $1,500 in your account and you’ll earn interest. Plus all the conveniences you’d expect are included, like a debit card you can use to shop anywhere and a handy banking app for your smart phone.
While each of our checking accounts is a little different, there are great features all of them share.
Free Mobile and Tablet Apps
Enjoy our mobile or tablet app which will allow you to deposit checks, transfer money and control your cards.
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Free Debit Card
Completely secure, access your money with ATMs across 7 states. And enjoy a variety of ways to pay in store or online.
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Free Online Banking
Whether you just want to view your transactions, pay bills or transfer money, online banking will allow you to bank anywhere, anytime.
Get the DetailsFeatures of Interest Checking
Minimum Balance
$1,500 Average Balance. $100 Minimum Opening Deposit.
Fees
No fees as long as you keep an average balance of $1,500 in your account. $5 paper statement fee.
Statements
Electronic Statements are free, and you can review your account online.
Earns Interest
Yes, the higher the balance the higher the rate
There is a $15.00 service charge per statement cycle if the balance falls below the mimimum.
Today's Rates
| Interest Checking Account | Interest Rate | Annual Percentage Yield |
| $0.00-$999.99 | N/A | N/A |
| $1,000.00-$9,999.99 | 0.65% | 0.65% |
| $10,000.00-$49,999.99 | 0.80% | 0.80% |
| $50,000.00-$249,999.99 | 0.94% | 0.94% |
| $250,000.00-$999,999.99 | 1.20% | 1.21% |
| $1,000,000.00 and up | 1.55% | 1.56% |
Rates may vary. These rates are effective as of today's date. Fees may reduce earnings.
Student Benefits
In school? We’d like to help you out. When you open your account, you can choose a benefits without paying a dime.
Senior Benefits
Enjoying retirement? We’d like to help you out. When you open your account, you can choose a benefits without paying a dime.
Custom Package
Want to make your account even better? For just a $10 monthly fee, you can customize your account with all of these extra features.
Start Your Application With Confidence
Thank you for considering Pinnacle Bank! The information below is designed to prepare you for a smooth and efficient application process, ensuring you have everything you need to complete your application quickly and effortlessly.
Complete Your Application In 5 Minutes
- Tell us about yourself
- Customize your account preferences
- Complete your initial deposit
What You'll Need To Apply
- Name, Address, Phone and Social Security Number or ITIN
- Valid ID (driver's license, state ID, passport)
- $100 minimum opening deposit from a card or bank account
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