Grow Your Savings with a Certificate of Deposit
Get StartedMake Smart Moves with Your Money
Open a Certificate of Deposit (CD) with Pinnacle Bank to earn a higher return than standard savings accounts. CDs are a stable and safe investment without the worries associated with riskier investment strategies. Plus, when you open a CD at Pinnacle Bank, you’re reinvesting in your community.
Make your money work for you.
Set aside money you plan to use in the future in a CD today and earn higher returns than keeping it in a traditional savings or checking account.
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Enjoy Peace of Mind
Our CDs are FDIC-Insured up to current limits, meaning you don’t need to worry about whether your invested dollars are safe.
Get the DetailsFeatures
Safe
Unlike the stock market, this investment is insured by the FDIC
Straightforward
Choose your investment amount and time period
Predictable
Lock in your interest rate and investment term
Easy
Just like opening any account with us, we’ll make it simple
CD Ladder vs. Rollover Calculator
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Certificates of deposit are a low-risk way to earn higher returns, but you'll need to keep your funds in the CD for a specified term - and longer terms often have the best rates. How can you earn more without tying up all your savings for a long time? The answer is CD Laddering.
Here's how this savings strategy works: You start by opening several CDs with different terms. Each time a CD matures, you can access the funds if needed or keep saving them by renewing the CD. There are many ways to structure a CD ladder. See if your approach could help you earn more than you would by keeping your funds in a single CD that renews periodically.
Certificates of Deposit and You
